Tuesday, June 5, 2012

So You Want To cope Your Own Case - This Is What You Need To Do At The Minimum

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How To legitimately handle Your Own Auto Case - Not An description Telling You To Get An Attorney (And I Am One!)

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I hate it when other attorneys say they are going to talk about how to handle your own case and then spend the entire time telling you why you need a lawyer. So my promise to you is that I am going to spend 4 paragraphs telling you when and why you should use a lawyer for your personal injury automobile accident. Then, knowing some of you will still go transmit with handling your own personal injury case (and in some cases you are probably better off doing so!), I will tell you at a basic level what you must be doing to help your case. You should not rely on anyone in this description as legal advice. Every claim is distinct and may involve distinct legal issues. Rather, this description gives you some To-Do's for setting up and handling your case in terms of conference evidence and conducting yourself.

Why/When You Need A Personal Injury Attorney

Let's be honest. The only guess you are thinking about handling you own case is because you do not want to pay an attorney a portion of the funds you receive, typically a third. If an attorney was free, there would never be a question in your mind as to whether you are better off with an attorney representing you against the guarnatee company. So then, your decision is ultimately based on the question: Does retaining an attorney growth the value of my case to such an extent to elucidate the attorney's fee?

1. Personal Injury Attorneys Know The Value Of Your Case. The first thing that should cross your mind when you are answering the extreme question above is what exactly is the value of my case? Most people first think about development a claim to mend the damage to their car (i.e. Property damage), they do not immediately think about filing a claim against the other driver for personal injuries. A Property damage claim is fairly easy to handle because you typically only need estimates for repair. This is why I do not handle Property damage claims. Your personal injury claim, however, is much more complex. There are any distinct types of damages you may be entitled to. The guarnatee company's goal is to pay as diminutive as possible, they are never going to give you a fair amount as their first offer. And how do you know when the offer is fair? Personal injury attorneys know the value range of your case based on caress and handling 100's of these types of cases and constantly monitoring verdict reports. For instance, the following is just the tip of the iceberg on things affecting the value of your case: amount of damage to your car; jury pool where the case will be filed; delays in seeking medical treatment; types of medical treatment; pre-existing injuries; prior/subsequent accidents; your age; and the types of injuries you suffered.

2. You Lose The Leverage Of Filing A Lawsuit. You are trying to rule whether you can rule your case with the guarnatee enterprise without hiring an attorney, the key word here being "settle." guarnatee companies all the time factor in to their evaluation of your claim the prestige of your attorney. If you narrate yourself, that is a big zero. When an attorney with a prestige for filing lawsuits in response to unfair offers represents you, he/she brings immediate value to your claim because the guarnatee enterprise must then factor in the added time, expense, and uncertainty of a lawsuit. While I am on this point, you should also know that I have been told guarnatee companies track personal injury attorneys by their tax Id numbers. They supposedly keep data on what attorneys routinely take less on a case, which do not file lawsuits, etc. Assuming you preserve a competent attorney who is also a trial lawyer, you immediately add value to your claim by having that attorney involved.

3. You Will Mess Up Your Case. In a lot of ways, handling your own auto crisis claim is like treating yourself instead of looking a doctor. Yes, there is a chance you are going to be okay, but there is also the very real risk you can hurt yourself further. If you handle your own case, you are assuming full accountability for meeting all deadlines. Take the statute of limitations for example. guarnatee companies and their attorneys often drag their feet on your claim and try to get you to miss the statute of limitations so that you are barred from filing a lawsuit. Many people also tell the guarnatee companies way more data than they ought to and sooner than they should. And because this process is new to you, you will constantly be reacting to what the guarnatee enterprise is doing when you should be on the offense the whole time. establishment and how organized you present your case/claim is highly important. It sends a message that you are ready to put the guarnatee companies feet to the fire. If you have never handled your own claim, how are you to know the best way to make and present your claim? Finally, if you do file a lawsuit by yourself, you will face an attorney who will use the rules of evidence and civil procedure against you, knowledge that took three (3) years of law school to learn. In my prior vocation as an guarnatee defense attorney, I was routinely flourishing in getting cases dismissed against plaintiffs not represented by counsel for a whole array of technicalities, and even where the other driver was wrong. This was because the plaintiff all the time has to meet his/her burden of proof and attorneys know how to use the rules to keep you from doing so.

Handing Your Own Claim

The Ideal Diy Case

I believe there is an ideal case suited for clients doing it themselves. The ideal Diy case is a 1.) rear-end collision 2.) with only soft-tissue injuries and where the 3.) total medical bills are under ,000.

Approximately 43% of all accidents in Georgia are rear-end collisions. The guess I propose you may be able to handle your own rear-end collision claim is most rear-end collisions are admitted liability type cases. This means the driver who ran into you is going to have to admit he/she was at fault. This is critical to handling your own claim because you then only have to handle the damages aspect of your case.

Soft-tissue cases involve sprained neck or backs or pain in connective tissue. One up-to-date study stated soft-tissue injuries catalogue for 79-87% of all auto crisis claims. It is ordinarily notion that these types of injuries heal by themselves in 4-6 weeks.

Finally, I propose the ,000 limit on medical bills because ordinarily if you go above this number, your injuries are more severe than just soft-tissue. This amount will normally cover an crisis room visit and 4-6 weeks of chiropractor care or corporeal therapy. Finally, this type of case is best suited for handling yourself because you have the selection in Georgia of filing a lawsuit in small claims Court.

That being said, here is a list of things you will need to do in order to handle your own personal injury claim:

1. Form Out Your Statute of Limitations. Call a lawyer, Google it, or go to a law library. This is the very first thing an attorney looks at and you should too. If you miss this deadline, you lose your case. Be highly certain. There are ordinarily statutes of limitation, shorter deadlines for suing a government entity, and deadlines that get suspended for children and other extra types of plaintiffs.

2. Get accepted medical Treatment. If you were just in a car crisis in the last 1-3 days, you need to seek out accepted medical treatment. If you went to an Er, the dismissal instructions may have recommended you follow up with a doctor. You may want to see your family physician who can survey you and make the allowable referrals. Or, you may want to see a chiropractor. I cannot caution you enough that you should only use your medical treatment to get better. What do I mean by that? Because medical bills are used in part to rule the value of a case, some people think that by running up (unnecessary) medical bills they are going to hit the lottery with their settlement. Do not do this. First, it is fraud. Second, doctors catch on and will begin writing things in your medical records such as "malingering" and the guarnatee enterprise will survey these. The guarnatee adjusters have seen 1,000's of auto cases and can tell who is running up medical bills. Finally, if you do this you will ruin your biggest factor in getting a fair settlement, your Credibility.

3. Secure Evidence. Presenting as prepared and organized as inherent will only growth the value of your claim. That statement especially applies here.

a. Picture your car, your injuries, and the crisis scene.

b. Secure copies of all your medical records and bills;

c. Talk to eyewitnesses and get written statements if possible;

d. Secure police report, with sketch of accident;

e. Secure documents that preserve any lost wages. These could be W-2's, pay-stubs, or a letter from an employer;

4. Write a question Letter. This is a formal letter that sets out your entire claim, along with all the documents above that preserve it. Take your time and make it neat. Use tabs and keep it well-organized. You letter should comprise the following topics: your demand; a overview of the accident; photographs; a consulation of whose fault the crisis was; damages; medical bills; your current status, and expenses. You want to make a question - the amount of money you want. The problem is you probably do not know what your case is worth. You may want to let the guarnatee enterprise make the first offer.

5. Negotiate. After you send a question letter you will begin negotiating with the guarnatee company.

Things To Not Do

a. It bears repeating, do not exaggerate or seek out excessive medical treatment. Not only are you doing your own case a disservice, but you also hurt every person else's case coming after you by giving the guarnatee business more propaganda about personal injury claims.

b. Do Not Lie. Your credibility is everything. All things you say or write, to the guarnatee company, your doctors, and anyone else, will be scrutinized for inconsistencies to charge your credibility. It is worth mentioning All things you tell your physician is normally written down by him/her in your medical record.

c. Do Not Give A Recorded Statement. The guarnatee enterprise will ask to take a recorded statement. Do not do this. You are simply giving them a statement that they can later use against you. Tell them if they want your statement under oath, then that is what a lawsuit is for. One leading irregularity is if you are seeking Um (uninsured/underinsured) guarnatee benefits. If this is the case, first I do not propose you proceeding without an attorney. Um is complex. Second, your Um guarnatee is controlled by your guarnatee ageement and you may be required to do confident things or risk losing coverage.

d. Do Not Sign A publish For medical Records. This is your claim. You control it. Your condition data is protected by federal law. The guarnatee enterprise is trying to get a publish so that they can go after all your medical records to find prior injuries or other damaging information. And by all I mean medical records outside the doctors who saw you for this accident, such as Ob/Gyn, optometrist, and drug/alcohol treatment to name a few.

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